Bad credit: a term that often fills people with dread and anxiety. But what exactly does it mean, and why do some people find themselves stuck with a poor credit score? If this is a situation you find yourself in, don't worry – you're not alone, and...
What Is Debt Consolidation and How Does It Work?
Consumers dealing with credit card debt and other bills should consider debt consolidation as a viable financial option. There are two types of debt consolidation: debt management plans (also known as debt consolidation loans) and...
Renewable energy still faces major hurdles to wider adoption. Some are associated with various renewable technologies and others due to the modern realities of the marketplace, regulations, or infrastructure in a country - but all can be overcome.
The Cost Issue
Setting financial goals will give you a direction in your personal finances. The goals you set for yourself, according to Sabrina Hamilton, the founder, and creator of the personal finance website Finance Over Fifty, are like milestones on your journey to financial...
Lack of Financial Understanding
“Fresh graduates often are not familiar with how to manage money and make mistakes by taking out debt for cars that they shouldn’t purchase right away and thinking they are behind by comparing themselves to other older people. It’s very...
The market risk premium is the difference between the expected return on a market portfolio and the risk-free rate. The slope of security's medium line (SML), which represents the capital asset pricing model (CAPM), explains how much investors need to earn not to lose the asset’s value...
Personal finance refers to the strategic management that an individual or a group of people perform to manage, plan, and save money over time, considering different financial risks and possible future income opportunities. A family or business should be able to plan for the future to avoid...
As a day trader, it is vital to have access to data that can help you make informed decisions about your trades. Without data, you are essentially trading blind. While there is no guarantee having data will always lead to success, it certainly gives you a better...
Even when it's for a new vehicle or to pay for your education, debt occurs and can quickly prompt exorbitant financing costs and hard-to-manage month-to-month bills on your credit cards or loans. While this may be inevitable at times, it is how you handle this debt that...
Retirement looks different to everybody. Maybe it’s a cabin by a lake where fishing will be on the agenda every day. Maybe it’s a golf course condo in Florida or a trip around the world or hours of volunteer work or visits with the grandkids.
If you want to run a well-established business, then you need to keep track of different things. From marketing to investment to management, you have to stay on top of different things to ensure nothing goes off track. But finance is one of the most important departments...
Black Banx is an online payment and banking platform that has recently become a top contender in the financial sector. Black Banx offers customers a wide array of services, including international money transfers, multi-currency accounts, debit cards, and more. The company has been able to outpace its...