Best Personal Finance Books for Young Adults


In a world that is continually plagued by money worries, there is surprisingly little to no financial management ever taught to young people in formal education. Research indicates that 75% of kids and young people wish to have been taught more about money management. 

When you are in your twenty-somethings and get your first real job, it is so easy to fall into a spending cycle when your paychecks start coming in. This is why it is vital to provide financial literacy for young students in high school and college.

Our review of the best financial books for beginners should give you a kick-start into money management. So pick your book and work on your goals like never before.

Rich Dad, Poor Dad

Robert Kiyosaki’s book is probably one of the most popular financial help books of the past 2 decades. The author shares all he learnt from his father (the Poor Dad) and his friend’s father (the Rich Dad). It takes on a different approach, explaining liabilities and assets, how being rich doesn’t require an excess of money.

The Total Money Makeover

The Dave Ramsey Approach is not only a best-seller but a tried-and-tested method to help improve your financial situation. The book focuses on how to get out of debt and avoid major financial blunders like using credit.

Your Money or Your Life

Vicki Robin’s book covers all the basics and provides a 9-step plan to improve your financial position. With a signature mindfulness technique, she teaches beginners how to get out of debt and get started on building their wealth.

The One-Page Financial Plan

A great personal finance book for beginners looking to learn how to invest and manage unforeseen financial problems. Written by Certified Financial Planner Carl Richards, the book suggests a one-page plan to define your goals and help you achieve them.

Broke Millennial Series

  1. Stop Scraping by and get your Financial Life Together
  2. Broke Millennial Takes on Investing

Two wonderful books for young adults looking to get a handle on their financial life. It helps millennials with the greatest financial challenges they face today.

The Year of Less

Another great book for twenty-somethings that inspires you to simplify your lifestyle. Cait Flanders talks of her own experience of going an entire year buying only the basics and nothing else and how it changed her life and finances. 

Why They Didn’t Teach Me This in School

Probably the overall best—it answers all the questions of young adults about their financial life.

Handling your personal finance successfully is hard and needs consistency and willpower. It needs effort—but it doesn’t need to be stressful. These books can help steer you in the right direction if you allow them to. The only way to get it right is determination, discipline and starting early.

Did you find this review helpful? Which ones do you think qualify as the best financial books of all time?


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