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A personal loan is also called an unsecured loan- just because you don’t need to set up any collateral. The loan eligibility is based on your credit history. So, if you are considering taking out a loan for anything, and you’re wondering what kind of loan you...
Lack of Financial Understanding “Fresh graduates often are not familiar with how to manage money and make mistakes by taking out debt for cars that they shouldn’t purchase right away and thinking they are behind by comparing themselves to other older people. It’s very...
Freelancing has been on the rise in the past 5 years with 2019 recording 57 million freelancers. The numbers are only expected to continue their incline in light of the 2019 pandemic and the demand for remote work. With $1.2 trillion of the U.S economy in 2020...
In a world that is continually plagued by money worries, there is surprisingly little to no financial management ever taught to young people in formal education. Research indicates that 75% of kids and young people wish to have been taught more about money management. 
The topic of financial health is intimidating for many, but there is no shame in asking for help regarding something you are unsure of. Credit, in particular, can be especially difficult to navigate. This can lead to costly errors that adversely affect your score and financial future...
Even when it's for a new vehicle or to pay for your education, debt occurs and can quickly prompt exorbitant financing costs and hard-to-manage month-to-month bills on your credit cards or loans. While this may be inevitable at times, it is how you handle this debt that...
Debt consolidation can be a good strategy for better organizing your debt, notes Anna Barker, a Personal Finance Expert and the Founder of LogicalDollar. That is, if you owe money to multiple lenders, paying each of these off each month can make this more difficult to manage....
2022 will be an interesting one for the life insurance industry. This statement comes from Mark Robinson, the Founder and the Managing Director of Albion Forest. Mr. Robinson points out that when people hit hard times, often the life insurance direct debit is the...
Setting financial goals will give you a direction in your personal finances. The goals you set for yourself, according to Sabrina Hamilton, the founder, and creator of the personal finance website Finance Over Fifty, are like milestones on your journey to financial...
Bad credit: a term that often fills people with dread and anxiety. But what exactly does it mean, and why do some people find themselves stuck with a poor credit score? If this is a situation you find yourself in, don't worry – you're not alone, and...
Bad credit doesn't have to be the end of the world. In fact, you're not alone if you find yourself in a less-than-ideal financial situation. Millions of people around the globe struggle with bad credit, yet many of them manage to bounce back and regain control of...
When you find yourself in a financial bind and need a quick cash infusion, payday loans may be a viable option. In this comprehensive guide, we will delve into the world of payday loans, discussing what they are, how they work, and what to consider before taking...