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It is one of the oldest, quickest forms of commercial financing. Also known as factoring, it involves selling invoices to specialized financing companies that give you quick financial compensation. They take on the risk of collecting the receivables. The hassle-free, quick-cash method is alluring to many entrepreneurs;...
Recession and unemployment usually follow each other after the economy suffers a shock- or negative economic growth- for two consecutive quarters. Aside from resulting in companies cutting their workforce- it creates uncertainty about the future and often leads to foreclosures.  With the COVID-19 pandemic,...
To run a business smoothly, you need to keep track of your finances, which also includes employees’ expense management. So, what is expense tracking and how can this prove beneficial for your business? Tracking employee expenses is the best practice for smooth budgeting and reimbursements. This is...
If you are a single woman, you are most probably making all your financial decisions by yourself. You are solely responsible for your financial security during your golden years. Your single income brings its own set of unique challenges when it comes to some important financial goals...
If you want to get out of the rat race and actually start making a difference in your financial situation, you need to focus less on chasing money and more on where you are spending it. You can’t have mental peace if you’re living lavishly, yet your...
The trend of investing in cryptocurrency is on the rise across the globe. With the cryptocurrency users crossing the 100 million mark, we can only assume the currency is gaining traction in an increasingly digitalized world. So, if you are one of those considering investing in any...
A personal loan is also called an unsecured loan- just because you don’t need to set up any collateral. The loan eligibility is based on your credit history. So, if you are considering taking out a loan for anything, and you’re wondering what kind of loan you...
Lack of Financial Understanding “Fresh graduates often are not familiar with how to manage money and make mistakes by taking out debt for cars that they shouldn’t purchase right away and thinking they are behind by comparing themselves to other older people. It’s very...
Freelancing has been on the rise in the past 5 years with 2019 recording 57 million freelancers. The numbers are only expected to continue their incline in light of the 2019 pandemic and the demand for remote work. With $1.2 trillion of the U.S economy in 2020...
In a world that is continually plagued by money worries, there is surprisingly little to no financial management ever taught to young people in formal education. Research indicates that 75% of kids and young people wish to have been taught more about money management. 
The topic of financial health is intimidating for many, but there is no shame in asking for help regarding something you are unsure of. Credit, in particular, can be especially difficult to navigate. This can lead to costly errors that adversely affect your score and financial future...
Even when it's for a new vehicle or to pay for your education, debt occurs and can quickly prompt exorbitant financing costs and hard-to-manage month-to-month bills on your credit cards or loans. While this may be inevitable at times, it is how you handle this debt that...