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Personal finance, also known as personal finances, financial planning, or even finance management, is all about managing your own money and setting goals and objectives for the future. Personal finance is the planning that a person or a household unit does to manage, save, plan, budget, and...
The topic of financial health is intimidating for many, but there is no shame in asking for help regarding something you are unsure of. Credit, in particular, can be especially difficult to navigate. This can lead to costly errors that adversely affect your score and financial future...
To run a business smoothly, you need to keep track of your finances, which also includes employees’ expense management. So, what is expense tracking and how can this prove beneficial for your business? Tracking employee expenses is the best practice for smooth budgeting and reimbursements. This is...
Debt consolidation can be a good strategy for better organizing your debt, notes Anna Barker, a Personal Finance Expert and the Founder of LogicalDollar. That is, if you owe money to multiple lenders, paying each of these off each month can make this more difficult to manage....
2021 will be an interesting one for the life insurance industry. This statement comes from Mark Robinson, the Founder and the Managing Director of Albion Forest. Mr. Robinson points out that when people hit hard times, often the life insurance direct debit is the...
The trend of investing in cryptocurrency is on the rise across the globe. With the cryptocurrency users crossing the 100 million mark, we can only assume the currency is gaining traction in an increasingly digitalized world. So, if you are one of those considering investing in any...
A personal loan is also called an unsecured loan- just because you don’t need to set up any collateral. The loan eligibility is based on your credit history. So, if you are considering taking out a loan for anything, and you’re wondering what kind of loan you...
by David Trilling, Journalist's ResourceOctober 2, 2017 The effect of sales taxes is hotly debated. These taxes on consumption raise revenue for local governments, but do they also stymie business and hurt consumers? In America, sales...
Freelancing has been on the rise in the past 5 years with 2019 recording 57 million freelancers. The numbers are only expected to continue their incline in light of the 2019 pandemic and the demand for remote work. With $1.2 trillion of the U.S economy in 2020...
Recession and unemployment usually follow each other after the economy suffers a shock- or negative economic growth- for two consecutive quarters. Aside from resulting in companies cutting their workforce- it creates uncertainty about the future and often leads to foreclosures.  With the COVID-19 pandemic,...
If you are a single woman, you are most probably making all your financial decisions by yourself. You are solely responsible for your financial security during your golden years. Your single income brings its own set of unique challenges when it comes to some important financial goals...
It is one of the oldest, quickest forms of commercial financing. Also known as factoring, it involves selling invoices to specialized financing companies that give you quick financial compensation. They take on the risk of collecting the receivables. The hassle-free, quick-cash method is alluring to many entrepreneurs;...